A truly flexible mortgage allows you to do the following:*

• Overpay
• Underpay
• Take payment holidays
• Borrow back overpayments
• Not apply any Early Repayment Charges
• Calculate your interest daily

*subject to terms and conditions

Pros & Cons of Flexible Mortgages

• Flexible mortgages put you in charge of your finances, and offer the potential to save a huge amount of money if used properly

• They can be ideal for anyone with a fluctuating income i.e. people who work on commission.

• Flexible mortgages are not always the offered at the lowest interest rates- you may have to pay a slight premium for maximum flexibility.